The following case deals with the important legal concept of prescription (similar to a statute of limitations) and the rules for adding new parties to a lawsuit after the deadline has passed.
Case Background
Randall Iles was injured in a car accident and sued his auto insurer, State Farm Mutual, under his uninsured motorist (UM) coverage. Nearly five years after the accident, he amended his lawsuit to include State Farm Fire, his umbrella policy provider. State Farm Fire argued that the claim against them was prescribed (too late) because they weren’t a solidary obligor with State Farm Mutual. The trial court agreed and dismissed the claims against State Farm Fire.