Louisiana Personal Injury Lawyer Blog
The following case explores the concept of “permissive use” in the context of uninsured/underinsured motorist (UM) insurance coverage. Specifically, it examines whether a son, given a company truck for work and personal use, had the authority to grant his father permission to drive the vehicle, thereby extending UM coverage to the father under the company’s policy.
Case Background
Randal Boudreaux was involved in an accident while driving a truck owned by AES Drilling Fluids, LLC, and insured by Commerce and Industry Insurance Company. The truck was assigned to Randal’s son, Micah, an AES employee. Micah had been given the truck for both business and personal use, subject to certain company policies.