Damages are the award of monetary compensation that the law imposes on a defendant for a violation of law or a breach of a legal duty. Generally, damages seek to remedy the harm done to the plaintiff by the defendant. The law recognizes several categories of damages including general damages, specific damages, punitive damages, and damages for loss of consortium. A recent case out of the Louisiana First Circuit Court of Appeal reviews the evidentiary requirements of damages claims.
On August 10, 2009, Ms. Tekisha Greenup’s vehicle rear-ended a Ms. Rachel Howard’s vehicle in Baton Rouge, Louisiana. There was no dispute that Ms. Greenup was 100% at fault in causing the accident. Ms. Greenup was insured by United Services Automobile Insurance Association (“USAA”) with policy limits of $25,000.00. Ms. Howard had uninsured motorist coverage through a State Farm policy with limits of $10,000.00. Ms. Howard received her policy limit of $10,000.00 and medical benefits of $5,000.00 from State Farm. She received no payment from USAA.
Ms. Howard and her husband then filed a petition for damages (i.e. lawsuit) in the 19th Judicial District Court of the Parish of East Baton Rouge. In her petition, Ms. Howard alleged that she sustained serious injuries to her neck, back, and head as a result of the injury that necessitated medical treatment. Before trial, the defendants filed a motion to adjudicate credit, arguing that any judgment against them in excess of its policy limits should be reduced by $15,000.00, the amount the Howards recovered from State Farm. The Trial Court agreed and granted the defendants’ motion. At the end of the trial, the jury awarded Ms. Howard a total of $42,000.00 in past medical expenses, lost wages, and general damages. The jury denied Ms. Howard’s claim for loss of consortium damages. The $42,000.00 was reduced by the credit of $15,000.00 resulting in a total award of $27,000.00. The Howards appealed, challenging primarily the award of damages.