Louisiana Personal Injury Lawyer Blog
If you’re in a car wreck, you expect, or hope, to be covered for UM Bodily injury (UMBI) up to certain policy limits. However, when signing up for insurance, you must carefully review the coverages. The law in Louisiana has strict requirements when it comes to selecting or rejecting Uninsured motorist coverage. If you aren’t careful, you may unknowingly reject or limit the coverage you thought you had. New Orleans citizen Zachary Addison learned this lesson the hard way after being involved in a car incident in 2013.
After his car accident, Mr. Addison filed a lawsuit against the other party involved and his insurance company LM General Insurance. Mr. Addison sued his insurance company to ensure they would provide adequate coverage for his injuries. In a motion for summary judgment, LM General Insurance argued to the trial court that Addison was not covered for uninsured/underinsured motorist coverage and bodily injury coverage and that he only selected UMBI coverage for his economic damages. LM General filed the motion based on the fact that Mr. Addison electronically selected economic-only UMBI coverage.
When obtaining insurance, Addison received a quote via telephone and was given the option to send documents by mail, fax, or electronically. He chose to submit the documents electronically; the electronic documents had selections of coverage pre-made based on the quote he received. The pre-selected information could not be changed. Mr. Addison electronically signed the documents.
Default judgments usually occur when one side fails to Answer a lawsuit after being served. You must collect and produce sufficient evidence to establish your claims to succeed with a default judgment. This is the same as if you were going to trial. Evidence is the key to all lawsuits; lawsuits live and die by what can and cannot be proven in court. Therefore, the party pursuing a default judgment must present competent evidence proving their claims following the standards for default judgment in Louisiana, as demonstrated by the case below.
What happens if you are hurt on the job? Not only do you have to deal with the physical effects of your injury, but you also have to navigate when it is safe to return to work. The workers’ compensation system is designed to aid injured workers. It can provide compensation for lost wages and medical treatment. However, it can often be complex to navigate. 
Despite stringent rules and regulations designed to keep unlicensed drivers off the road, minors often find their way behind the wheel. Police in Gonzales, Louisiana, were forced to reckon with the seriousness of such a driver when a high-speed police chase on Interstate 10 turned deadly in May of 2004. The outcome of this chase became the subject of a lawsuit left unsettled until 2017—a case which pondered: to what standard should police be held when engaged in an active car chase?
Personal injuries occur every day in society and should be taken seriously. Yet, courts must judge the importance of each accident. As a result, not all injuries are ruled in favor of the injured individual. A lawyer representing an injured person must investigate the circumstances and facts surrounding the injury with due diligence. The lawyer must show the court that his client’s case should be heard because the evidence says so. However, when video evidence of a slip and fall injury in a hospital is not obtained, should a court allow the lawyer to continue investigating his client’s accident? A case out of Baton Rouge explores this question and reminds lawyers of their responsibility to act diligently in attaining evidence for their clients.
It’s reasonable to want to feel safe at work, no matter your job. Employers must keep their employees free from unnecessary danger and generally provide a safe working environment. Even given this duty, the law doesn’t always hold them responsible for the actions of criminals. A recent lawsuit out of Lafayette discusses the principles court asses to determine what remedies are available to employees when crime happens.
Have you ever noticed that running alongside power lines are other types of cables? They are not easily distinguishable from one another, but communication lines and support lines also run along our electricity source. Looking so similar, it would be hard for an ordinary person to tell to whom each line belonged. One New Orleans man’s inability to determine the owner of such a wire almost prohibited him from filing a lawsuit against a well-known communications company. 
Imagine getting hurt on the job, seeking help from a good attorney, following all the court’s requirements, and still having all your claims denied because your opponent did not appear for a deposition. For Raymond Schultz (“Schultz”), an employee of Blanchard Contractors, this scenario became his reality after the
Sickness often begets a doctor’s visit, and sometimes severe illness calls for a trip to the emergency room. So when parents, David Pitts, Jr. and Kenyetta Gurley, arrived at Hood Memorial Hospital in Amite City, Louisiana, with their daughter, Lyric, it’s likely neither expected to leave there without their daughter’s health restored.
Timing is always important; however, in legal matters, it determines whether you can even bring a lawsuit to the courts. In most states, the time frame to bring lawsuits is called the statute of limitations, and in Louisiana, it is called prescription. Generally, you have one year to file a lawsuit. However, that time period can change depending on several factors. The intricacies of prescription recently resulted in dismissing a case out of the Florida Parishes.