Articles Posted in Car Accident

bus-wreck-1390308-1024x768In Louisiana, a party is responsible for the full extent of injuries he or she causes to another. Lawsuits stemming from these incidents usually arise over which party is more at fault or if any of the injuries were actually caused by the event at issue. Whether the party at fault has to pay the undisputed medical expenses is rarely at the center of these disputes, however, the following case from St. Bernard Parish, details why an injured party had to bring that very issue to appeal.

In 2010, Alfred Ronsonette, who was disabled and used a wheelchair, boarded a St. Bernard Urban Rapid Transit bus. Mr. Ronsonette placed himself in an open space on the bus, but the bus driver, Edith Cantrell, did not tie down his wheelchair, as is standard. The bus made a right turn, and the wheelchair fell over and took Mr. Ronsonette with it. He was immediately taken to the emergency room.

Mr. Ronsonette, and his wife, Darrall Ronsonette, filed a lawsuit against the St. Bernard Parish Government (St. Bernard). The trial court found St. Bernard 100 percent at fault for the accident, but only awarded Mr. Ronsonette $10,155.76 in general damages and medical expenses. The court did not award Mrs. Ronsonette anything in loss of consortium damages. The Ronsonettes appealed this decision based on all three of these awards.

supreme-court-new-york-1206406-1-1024x681Car accidents have become so commonplace in our society that many states require automobile and accident insurance. If and when you find yourself in the unfortunate situation of being in a car accident, you expect the party at fault to foot the bill. That’s where insurance steps in. As insurance claims are one of the most litigated issues nationwide, the interpretation of insurance laws is not always so clear. The following case examines two specific issues that ultimately needed to be settled in the highest court in Louisiana.

In 2005, Danny Kelly and Henry Thomas were driving in opposite directions when Mr. Thomas turned left, crashing into Mr. Kelly. Mr. Kelly suffered injuries that put him in the hospital for nearly a week. Shortly after the accident, Mr. Kelly’s attorney contacted Mr. Thomas’s insurance company, State Farm, requesting payment.  The letter included copies of Mr. Kelly’s medical bills, totaling $26,803.17.  State Farm did not respond to the letter nor did the company inform Mr. Thomas of the amount of Mr. Kelly’s medical bills.  After rejecting an offer from State Farm, Mr. Kelly filed a lawsuit against Mr. Thomas. Mr. Thomas was found to be at fault for the accident and the Trial Court entered a judgment against Mr. Thomas for $176,464.07.  Mr. Thomas’s policy limit was only $25,000. Mr. Thomas and Mr. Kelly soon entered into an agreement where Mr. Kelly would receive Mr. Thomas’s right to file a lawsuit against State Farm in exchange for Mr. Kelly’s promise not to go after Mr. Thomas’s assets.  Mr. Kelly filed a lawsuit against State Farm because Mr. Kelly thought State Farm acted in bad faith by failing to notify Mr. Thomas of Mr. Kelly’s initial letter containing the total amount of medical bills as well as for failing to respond to the request to pay those bills.

The parties spent years in litigation. Much confusion revolved around the proper interpretation of La. R.S. 22:1973. Eventually, the case made its way up to the Louisiana Supreme Court to determine whether State Farm could be found liable for a bad-faith failure-to-settle claim under Louisiana law when the insurer never received a firm settlement offer.  In other words, must an insurer receive a firm settlement offer to be found liable under the statute? The statute requires the insurer to affirmatively adjust claims fairly and promptly and to make a reasonable effort to settle claims with the insured or the claimant or both. Secondly, the Louisiana Supreme Court was asked to determine whether an insurer can be found liable for misrepresenting or failing to disclose facts not related to policy coverage.

planning-for-construction-1234527-731x1024Have you ever suffered personal injury from an accident while traveling to or from work? Generally, pursuant to the Louisiana Workers’ Compensation Act employers are not responsible for injuries sustained by employees while traveling to or from work because these injuries are not considered to have occurred within the course of employment. This is known as the “going-and-coming” rule, under which the employment relationship is considered suspended from the time the employee leaves his or her workplace. However, there are certain exceptions to this rule that allow a claimant to recover even though the injury was sustained while traveling to or from work. The following case illustrates one such exception: if the accident occurred on the employer’s premises, the employee may be covered under workers’ compensation laws.

Arline Theriot was employed by Full Service Systems Corporation as a porter at a casino in Lake Charles, Louisiana. On December 25, 2012, Arline was on her way to work. Shortly before her shift was about to begin she was searching for a parking space in one of the casino parking lots when she was struck by a vehicle driven by another casino employee. Arline sustained an injury to her neck as a result of the accident and subsequently filed a Disputed Claim for Compensation with the Office of Workers’ Compensation.

Arline alleged that her employer had not authorized a neck surgery that was recommended by Dr. Gregory Rubino and sought penalties and attorney fees for her employer’s rejection of the neck surgery. The Workers’ Compensation Judge (WCJ) decided in favor of Arline, finding that her injury occurred in the course of her employment at the time of the accident, that the neck surgery recommended by Dr. Gregory Rubino was reasonable and necessary, and that the need for the neck surgery was causally related to the workplace accident. On appeal, the sole legal issue was whether Arline’s accident arose out of and occurred in the course of her employment. Full Service Systems disputed the WCJ’s findings and argued that her claims were not recoverable because she was on her way to work.

electrical-towers-1230495-1024x683When an employee is injured on the job they often have extensive medical bills and less money to pay those bills because they may not be able to work. While workman’s compensation, insurance, and disability benefits are available to cover those costs, there is another form of compensation available to those who are injured as a result of negligence or other bad acts. The injured party can file a lawsuit against those responsible. Of course, there are often questions surrounding who is in fact legally responsible, e.g., for maintenance of a job site, and it takes an experienced lawyer to navigate such complicated legal questions.

Glenn Chesney pursued the latter route by filing a lawsuit after he was injured by coming into contact with an uninsulated, sagging power line at the Magnolia landfill in Ouachita Parish, Louisiana. Glenn was driving his truck through the landfill facility to weigh and unload the removable trash container on his flatbed truck. A power outage created a backlog of trucks waiting for the scale to come back online. Glenn, in the meantime, decided to take the tarp off of his load so that he could unload faster when he got to the front of the line. The truck Glenn was driving had mechanical arms that could raise to a maximum height of approximately 17 feet off the ground. Ordinarily, Glenn used the mechanical arms of the truck to take the tarp off of the trash container so it could be unloaded. However, this time when those arms raised they came into contact with the sagging and uninsulated power line. By this time, the power had been restored to the landfill facility and Glenn was injured as a result. The main issue that Glenn had to deal with on his latest appeal was whether the electrical contractor, Copeland Electric Company, could be held liable for failing to maintain the electrical line.

Copeland originally installed the electrical line in 1994 and the accident that injured Glenn Chesney occurred 16 years later on August 13th 2010. Because of the length of time between the installation and the incident, the lawyers for Copeland attempted to have the action dismissed under La. R.S. 9:2772. This Louisiana statute provides that deficiencies in immovables from construction, surveying, design, or supervision have a 10-year peremptive period for actions. That means that even if Copeland was negligent in constructing the electrical line, the Glenn had no cause of action because the time period for bringing such action lapsed. See Rando v. Anco Insulations, Inc., 16 So.3d 1065 (La. 2009). These time limits on when you can file a lawsuit are an attempt by the legislators to strike a balance between vindicating victims of past injustices and flooding the courts with untimely lawsuits based on stale evidence, which makes a court’s job of assessing the facts of a case much more difficult.

cold-weather-rider-1438885-1024x683People get car insurance to protect themselves in the event of a car accident.  It is thus important that one takes care to research and consider what insurance plan is best for one’s needs.  Liability insurance is designed to protect a person who owns or drives a vehicle from the costs of a lawsuit that might happen if that vehicle is in an accident. Insurance contracts define the scope of what sort of vehicles or potential plaintiffs will be considered covered under the policy.  Generally, courts prefer to preserve the “freedom of contract“, meaning that as long as the contract was not forced upon one party or contains terms that will unfairly restrict the party’s rights, the court will not attempt to break or redraft it.

Whether an insurance contract can restrict certain coverage is in Louisiana, an issue that can be determined in summary judgment.  Summary judgment is a method by which a case that does not raise any major issues of fact for a jury (or judge in a non-jury trial) to determine can be decided without the formality of a trial.  Anyone who wishes to sue under an insurance contract to determine its scope must prove the facts of the incident as well as that the accident is covered by the insurance.  Otherwise, the court will probably decide for the insurance company and not require it to pay out.

The Louisiana First Circuit Court of Appeals recently reaffirmed the idea that courts will not disturb a contract like insurance between two parties, as long as there is no ambiguity or unfairness.  In August 2012,  Lauren Stafford was riding on a motorcycle driven by Steven Fugler, when the motorcycle ran off the road and into a ditch, and both of them were thrown off as a result of the accident.  Neither of them owned the motorcycle. It was in fact owned by another person uninvolved in the case.  About a year later, Ms. Stafford sued Mr. Fugler and  State Farm as his insurance company for serious injuries she received in the accident. State Farm responded by denying her allegations and also by stating that his policy did not insure a motorcycle owned by another person. The company argued that the policy only covered a non-owned car, defining a car as a motor vehicle with at least four wheels designed for road use.  This, they claimed, excluded a two-wheeled motorcycle like the one that crashed. Because the insurance policy did not cover such a vehicle State Farm filed a summary judgment motion to effectively end the case.  The trial court, agreeing with State Farm, granted this motion and dismissed the claim

louisiana-swamp-2-1489252-1024x674Minor car accidents occur on a daily basis. Many of us have probably been involved in a fender bender or two, ourselves. The usual course of action includes exchanging information and getting insurance companies involved, but even the smallest car accidents can lead to litigation. It is imperative to understand everything that is necessary in order to prevail at trial in such matters. Unfortunately for one plaintiff in Crowley, Louisiana, the complexities involved with these seemingly small lawsuits left him unable to overcome his burden of proof at trial.

In March of 2013, Jahlia Joubert (Mr. Joubert ) was involved in a minor car accident at the West Hutchinson Avenue and North Western Avenue intersection. Mr. Joubert was driving west on West Hutchinson Avenue when he came to a four-way stop. Shella Poullard (Ms. Poullard) was traveling southward on North Western Avenue when she came to the same four-way stop.

There was a dispute as to which party failed to stop at the intersection. The police were called, but because of the conflicting accounts of the events by the parties involved, the officer at the scene could not assess fault. None of the parties involved reported injuries at the scene of the accident, but Mr. Joubert and his passenger both later complained of injuries and were treated by a chiropractor for roughly three and a half months.

nz-police-car-1313773-1024x450Driving is a dangerous and daily task for many people and becomes even riskier when roads aren’t conducive to safety. Adding modern distractions like cell phones and a splash of alcohol to the equation creates the perfect storm for a terrible collision. An incident in Lafayette, Louisiana demonstrates how the culmination of these factors can create difficulties when a court is trying to determine liability and damages.

Taylor Burtner (Mr. Burtner) sustained a complex tibia and fibula fracture of his right leg when he was injured in a car accident with Lafayette City Police Officer Michael Milazzo (Officer Milazzo). As a result of the accident, Mr. Burtner underwent three separate surgeries which cost over $67,000.

Mr. Burtner was turning onto West Pinhook Road at its intersection with Jomela Drive when a speeding Officer Milazzo struck his vehicle. At trial, it was determined that Mr. Burtner had been drinking earlier in the night, but, although his exact blood alcohol concentration was at dispute, it was not disputed that he was under the legal limit at the time of the crash. Mr. Burtner was turning left onto West Pinhook after stopping at the stop sign on Jomela Drive, but this intersection contains a curve right before Jomela Drive for drivers on West Pinhook. Officer Milazzo was driving on this curve, speeding at a contested level between 10 and 15 miles over the speed limit. In addition to this bad combination, additional factors impaired the motor skills of both drivers. The trial jury found that Mr. Burtner was distracted by a passenger texting at the time he was turning and Officer Milazzo’s vision was obstructed by trees along the curve of West Pinhook. With everything taken into account, the jury found Mr. Butner to be 90 percent at fault in the wreck and Officer Milazzo to be 10 percent at fault. In addition, the jury awarded Mr. Butner $67,072.12 in medical damages and $40,000 in general damages.

ski-sign-1525674-1024x768When asserting a cause of action or maintaining certain legal defenses in court, parties bear the burden of proving their case. This is done by presenting evidence to the court such as documents and witness testimony. Often, certain issues will require the court to make findings of fact which require scientific expertise or specialized knowledge. Expert witnesses assist the trial court in understanding complex issues of fact that could be determinative to the outcome of a case. A recent decision discusses how a court qualifies experts and utilizes their testimony.

The dispute, in this case, arose when a utility trailer pulled by John Guidry (Mr. Guidry) crossed an electric line owned by Beauregard Electric Cooperative, Inc. (BECi). In October 2013, Mr. Guidry and his colleague, Karen Gorum (Ms. Gorum) left a property in Edgerly, Louisiana, traveling east on Houston River Road with a utility trailer in tow. According to Mr. Guidry, the truck suddenly went in the air and stopped in mid-air. After emerging from the truck, Mr. Guidry, and Ms. Gorum saw an electrical line lying in the roadway. Both Mr. Guidry and Ms. Gorum suffered various injuries in the accident.

Several lawsuits were filed. In the first lawsuit, Mr. Guidry sought damages from BECi and its insurer, Federated Rural Electric, for the injuries he sustained. BECi answered alleging that Mr. Guidry was negligent and contributed to the accident. In the second suit, Ms. Gorum alleged that BECi and Mr. Guidry were both negligent in causing the accident and the injuries she sustained. She also sued Federated. In the third suit, Mr. Guidry and his insurer, State Farm, alleged that BECi was negligent in causing the accident. State Farm sought to recover the amount it paid Mr. Guidry for his property damages pursuant to the automobile policy it issued to him. Mr. Guidry sought to recover the $250 deductible required by State Farm’s policy. BECi moved to consolidate the three cases and all three parties agreed. The three suits were consolidated and tried together.

time-1223809-1024x681Failing to name all potentially liable parties in a lawsuit in a timely manner could result in the loss of the right to add those parties to the lawsuit at all. A case out of Avoyelles Parish, Louisiana illustrates the importance of finding a good lawyer after an automobile accident to ensure that all potentially liable parties are named before it is too late.

Alexis Hunt, Genae Hunt, and Jakalyn Hunt (the Hunts) were involved in an automobile accident on June 21, 2012, with a city-owned vehicle. On May 9, 2013, the Hunts filed a lawsuit against Louisiana Municipal Risk Management Agency (LMRMA), who acted as an insurance agency for the city. The Hunts did not list the city as a defendant in this matter, which prompted the LMRMA to file for an exception of no cause of action. This action allows a defendant to object to a plaintiff’s lawsuit when they feel there is no valid legal claim. In response, the Hunts filed a supplemental and amending petition to add the city as an additional defendant on July 26, 2013, but the city responded with an exception of prescription. This exception allows the dismissal of a lawsuit, without actually hearing the merits of the case, because the time during which the lawsuit should have been brought lapsed and the plaintiff’s right to bring the case expired.

The incident occurred on June 21, 2012,  but the Hunts did not list the city as a defendant until July 26, 2013. Under Louisiana law, the plaintiff has a one year prescriptive period after the incident to bring a claim. LA. C.C. art. 3492 . Because the Hunts filed after the one-year period, the issue, in this case, became whether the Hunts’ initial suit against the LMRMA could also be considered a suit against the city. The court used criteria to determine whether this amendment to change the identity of the party sued could relate back to the date of the filing of the original petition. If it could relate back, the charges would apply to the newly identified party.

sign-no-left-turn-1473790-633x1024If you are involved in a motor vehicle accident while making a left turn, you are presumed to be negligent because of the dangerous nature of the turn. You will have to overcome this presumption of negligence even if you think the accident is not your fault. See Baker v. State Farm Mut. Auto. Ins. Co., 162 So.3d 405 (La. Ct. App. 2015).

On October 26th, 2012, at 8:00 p.m., Latoya Leonard was driving west in Caddo Parish, Louisiana. She stopped at a traffic light at an intersection and other vehicles stopped behind her. James Lee was approaching the same intersection from the opposite direction. Leonard saw Lee’s truck from several car lengths away as it began to approach her. When the light first changed, Leonard delayed her turn as drivers behind her honked their horns. She turned left and the left portion of Lee’s front bumper collided with the back passenger side door of Leonard’s car.

The police officer who took the report of the accident gave his testimony via deposition. In his deposition, he said that his report was based solely on what he was told by the parties because he did not witness the accident and did not talk to any impartial witnesses. Lee told the officer that Leonard turned left and crossed into the westernmost southbound lane as both were beginning to turn south. Based upon what the drivers reported, the officer placed the point of impact at the westernmost, outside lane. The officer concluded that Lee was not at fault in the accident but also said that both parties should have yielded.

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