Articles Posted in Car Accident

find-money-1182912-1024x768Louisiana law awards damages awarded for injuries caused by the intentional, negligent or reckless act of another. These damages are determined by the finder of fact – a jury or judge – after hearing the evidence presented at trial. Even if the factfinder finds that the defendant is at fault, sometimes it is not clear cut what type of damages should be awarded and what amount is proper. A recent case out of Livingston Parish demonstrates how courts in Louisiana allocate damages in personal injury cases.

Vandi McMurry was involved in a motor vehicle accident with James Commander, who was insured by Louisiana Farm Bureau Casualty Insurance Company. The Trial Court awarded McMurry a $25,000 lump sum award in general and special damages. General and special damages are the most common types of damages awarded in personal injury cases. General damages are the natural result of the defendant’s wrongful actions. Special damages compensate an injured party for actual financial losses. McMurry appealed the judgment to the Louisiana First Circuit Court of Appeal, arguing the Trial Court erred in granting a lump sum and the award should have been higher.

In Louisiana, the factfinder has discretion when it awards damages because it can best evaluate witness credibility and examine the evidence. See La. C.C. art. 2324.1. A court of appeal will normally not a modify a trial court’s damage awards. See O’Connor v. Litchfield, 864 So.2d 234, 237 (La. Ct. App. 2003). A lump sum judgment generally awards all claimed damages. In Louisiana, a trial court is not required to itemize the damages and does not err by granting a lump sum award.

train-sign-1445304-683x1024When a driver fails to satisfy the standard of care, the driver’s negligence during an automobile accident may be considered in a lawsuit. The standard of care is the amount of caution that must be exercised by a person who is under a duty of care. A case out of Ouachita Parish demonstrates the special rules that a left-turning driver must follow and the presumption of negligence that attaches to a left-turning driver.

On the evening of November 11, 2011, while attempting to turn left, Cheryl Baker collided into Eloise Square’s vehicle at the intersection of Winnsboro Road and Highway 165 in Monroe, Louisiana. The traffic light was green in both directions. Baker’s vehicle was damaged across the front. Square’s vehicle was damaged along the front driver’s side.

On March 13, 2012, Baker filed a lawsuit against Square and her insurer, State Farm Mutual Automobile Insurance. On March 26, 2012, Square filed a lawsuit against Baker and her insurer, USAgencies. On May 12, 2012, these lawsuits were consolidated. On December 14, 2012, Square’s lawsuit was settled and dismissed.

us-highway-1-1631163-1024x683In recent years, many have reported on America’s crumbling infrastructure. Reports show roads, bridges, and dams in disrepair, and raise significant questions about whether governments are applying appropriate modern standards when it comes to our infrastructure. In a recent case, the plaintiffs alleged that the Louisiana Department of Transportation and Development contributed to the death of a teenager in failing to apply appropriate standards in the Highway 923 overlay project. In this case, the Louisiana Third Circuit Court of Appeal discusses some of the evidentiary issues involved in establishing legal liability.

Two cousins, Weston Brown and Dustin Brown were traveling on Louisiana Highway 923 in Catahoula, Louisiana. Weston was fifteen years old at the time, and Dustin was seventeen. Dustin was driving. He passed a vehicle in the other lane before returning to his lane. He then saw a white car stopped in the middle of the road and tried to pass it in the other lane. Amanda Coleman was driving in the other lane and began to turn left. Dustin reacted and swerved to the left. His wheels hit the asphalt near the road’s shoulder. He tried to correct by swerving right. But he overcorrected. Dustin’s truck fell into a ditch, striking solid concrete. It flipped into the air, sending Weston Brown flying to his death.

All parties agreed that Dustin was driving at an excessive speed, but there was an issue of whether Louisiana’s Department of Transportation and Development (“DOTD”) contributed to the accident by failing to apply appropriate and modern standards in maintaining Highway 923. Built in the 1950s, the highway uses 1948 standards. An overlay project was conducted on the highway in 1988, expanding the travel lanes and decreasing the width of the shoulders. While DODT contended that the 1948 standards were appropriate in conducting the overlay project, and no modern updates were needed, the Plaintiffs argued that the American Association of State Highway Transportation Officials requires conformity with modern standards.

car-rear-mirror-1413786-1024x680In Louisiana, uninsured motorist coverage is mandatory. It seeks to protect drivers from motorists with no or insufficient liability coverage to pay for the damage they cause in accidents. In Louisiana, uninsured motorist coverage guarantees that anyone who purchases insurance on their car will automatically benefit from uninsured motorist coverage equal to the liability limits. This does not mean, however, that insurance companies can’t limit the scope of their uninsured motorist coverage. When coverage is denied, and lawsuits are filed, often times the issue is whether the accident falls within the insurer’s policy. A recent lawsuit in the Louisiana Fifth Circuit Court of Appeal is illustrative.  

Jorge Alicea was traveling eastbound on I-10 in Jefferson Parish, Louisiana on March 30, 2011. It was 5:00 a.m. and dark. The weather was clear and traffic was mild. Suddenly, Mr. Alicea’s Dodge Caliber rear-ended a Chevrolet 6000 driven by Jared Summers. Mr. Alicea filed a lawsuit against Mr. Summers alleging that Mr. Summers suddenly stopped because of an accident ahead of him caused by an unknown driver, causing a collision between Mr. Alicea and Mr. Summers. Mr. Alicea was insured by GEICO General Insurance Company, whom Mr. Alicea named as a defendant in the lawsuit.

GEICO responded to the lawsuit by filing a motion for summary judgment, seeking to have the case thrown out before trial.  In its motion for summary judgment, GEICO argued pleadings and initial discovery showed that GEICO owed Mr. Alicea no uninsured motorist coverage because Mr. Alicea was at fault in causing the accident when he rear-ended summers. GEICO’s uninsured motorist policy requires covers only incidents corroborated by independent and disinterested witnesses who establish the injury was caused by an unidentified or uninsured/underinsured driver. The Trial Court granted GEICO’s motion for summary judgment, which Mr. Alicea appealed.

life-is-a-highway-2-1174522-1024x768When you are in a motor vehicle accident, there are many issues that can arise as to the issue of fault and whose version of events is more reliable. Conflicting versions of what happened can make it difficult for the court to assign fault. It is thus important to always be aware of your surroundings and the laws of driving a motor vehicle, as illustrated in the following case.

In September 2013, in Ouachita Parish, Mr. Williams was operating a tractor on the road while traveling between two landscaping jobs. Sheriff’s Deputy Mr. Coleman attempted to pass the slow-moving tractor near an intersection, and the tractor struck the rear passenger side of the Sheriff’s van as it was passing. Mr. Williams suffered minor injury as a result.

Mr. Williams filed a lawsuit against Mr. Coleman, the Parish Sheriff, and their insurers. But the Trial Court assigned Mr. William’s 100% of the fault. It considered that he should have been able to avoid the accident had he looked before he turned and saw the Sheriff’s vehicle passing him. Mr. William’s appealed.

crash-car-1309515-1024x768Kenneth White’s road trip from Monroe to Shreveport, Louisiana wasn’t exactly uneventful. The Monroe man was involved in a traffic accident that led to a legal battle between insurance companies. White’s insurance dispute led to a significant change in the law, as the Court of Appeal held that a major auto carrier’s contract provision violated public policy.

Experiencing mechanical problems with his 1999 Pontiac Grand Am, White borrowed his mother’s sports utility vehicle to make the one-hundred-mile trip on August 29, 2012. Kenneth did not live with his mother and was not included on her State Farm auto insurance policy. White had his own insurance policy with Safeway.

During the trip, White rear-ended a vehicle driven by Danny Litton. Litton suffered injuries in the accident and claimed property damage. Almost four months later, Litton filed a personal injury lawsuit that named White, Safeway, and State Farm as defendants. State Farm then filed a subrogation claim against Safeway. In the insurance context, a subrogation claim involves a carrier filing a claim against a party to collect for compensation paid out to a policyholder. State Farm claimed White’s use of his mother’s car constituted use of a temporary substitute vehicle, and they were entitled to compensation under La. R.S. 22:1296.

new-orleans-1446699-1024x768How familiar are you with your motorist insurance policy? Are you fully covered for uninsured/underinsured motorist coverage? In Louisiana, uninsured motorist coverage protects you if you’re in an accident with an at-fault driver who doesn’t carry liability insurance. Underinsured motorist coverage, on the other hand, steps in when you’re in an accident with an at-fault driver whose liability limits are too low to cover the damage or medical expenses. Every insurance policy in Louisiana is considered to include uninsured/underinsured motorist coverage unless it is validly rejected. In a recent case, the Louisiana Fourth Circuit Court of Appeal found that an electronic signature on an online form was valid to uphold an insurance policy.

In August 2011, Plaintiff Rapalo-Alfaor filed a lawsuit against George Lee Jr. and Liberty Mutual, Lee’s insurance company, in the District Court of Orleans Parish.  Plaintiff alleged that he was rear-ended while driving on I-610 by Lee.  Lee responded to the suite and both parties engaged in discovery for several years.  Discovery is an exchange of questions and requests for documents served on the other party in order to establish facts in a lawsuit.

Plaintiff later amended the lawsuit to include Underwriters of Lloyd, Plaintiff’s insurance company.  Plaintiff alleged that under his policy with Lloyd he was entitled to medical payments and uninsured/underinsured motorist coverage.  Lloyd denied both claims by the Plaintiff.  Lloyd subsequently filed two motions for summary judgment.  A motion for summary judgment is a request for the court to rule that the other party has no case because there are no facts at issue.  The first motion alleged that Plaintiff had canceled the policy prior to the accident but this was denied by the District Court.  The second motion alleged that Plaintiff did not contract for medical payment coverage and he denied uninsured/underinsured motorist coverage.  Lloyd included copies of the policy and the Plaintiff’s application for coverage.

car-wash-5-1508129-1024x823Reasonable minds could perhaps agree that “reasonableness” is a word not easily defined.   What is reasonable to one person may or may not be reasonable to another.  Yet, “reasonableness” is often the term used to measure the soundness of lower courts’ decisions on appeal.  And in the case at hand, a “reasonable” conclusion by one person completely barred an entire personal injury lawsuit against multiple parties.

Don and Dylan Yesso were inside their vehicle at Benny’s Express Car Wash Number Three, an automatic car wash, in July of 2010 when their car was hit multiple times from the rear. The Yessos were following a vehicle driven by Sadie Scott. The Yessos allegedly sustained several injuries requiring medical treatment as well as damage to their vehicle.  It was established at trial, however, that the maximum speed at which the unmanned car hit the Yessos’ car was .68 miles per hour. The Yessos filed a lawsuit against Scott, Benny’s and State Farm Mutual Automobile Insurance Company.  After a bench trial (a trial without a jury where the judge renders the verdict), the Yessos’ lawsuit was dismissed without any written or oral reason for the dismissal.

The Yessos appealed to the Louisiana First Circuit Court of Appeal.  In order to overturn the lower court’s decision, the Court of Appeal would need to find that there was no reasonable factual basis for the trial court’s decision and the record shows that the decision is clearly wrong.  The Court noted they were tasked with determining whether the trial court judge’s decision was reasonable.  Even if the Court of Appeal thinks its own determination based on the evidence is more reasonable, the Court still cannot overturn the lower court if the lower court was at all reasonable in reaching its decision.

stop-san-francisco-1496611-1024x683When it comes to road safety, you can only rely on yourself. Know the rules of the road and always take precautions. In a recent case, a car accident dispute was brought to court to determine the liability of the parties. The case explains the responsibilities of motorists in Louisiana and why you should only rely on yourself for proper road safety and not assume that everyone else will take adequate precautions. The plaintiffs in a recent case learned this lesson the hard way.

On January 23, 2013, Plaintiffs Joseph Solomon and Betty were stopped at a stop sign at the intersection of North 8th Street and Louisville Avenue as they traveled southbound on North 8th Street. Sarah Tugwell was heading westbound on Louisville Avenue, a four-lane east-west thoroughfare. North 8th Street was traffic controlled through a stop sign. However, Louisville Avenue had no traffic control, no lights and no stop sign. This means drivers on Louisville Avenue have right of the way to travel, and those on North 8th Street must yield accordingly. So, Tugwell had right of the way, and Solomon and Blount had the stop sign.

According to the Plaintiffs, there was an unrelated accident on Louisville that slowed down traffic, and to Plaintiffs’ credit, an officer reported having his lights on further down Louisville to indicate officers were present handling an accident.  As a result of the accident, traffic was backed up, and Plaintiffs could not see the inside westbound lane while they were stopped at the stop sign. However, an unknown driver signaled for Plaintiffs to go. Relying on the kind and common gesture, Blount drove into the intersection. Thereafter, the Plaintiffs said Tugwell pulled out from the outside lane towards the inside lane, driving into the intersection. A collision ensued. However, Tugwell had some slightly different details.

hummer-h-2-1450806-1024x768The law often hinges on technicalities, which is why technical accuracy is critical in ensuring that all parties to a lawsuit have a fair and adequate understanding of the issue and that courts operate efficiently. Despite this importance, courts do not want justice to be skirted on the sole basis of a technical error. The Second Circuit Court of Louisiana emphasized this sentiment when it allowed a woman to recover damages for battery, despite the fact that she only alleged negligence in her pleadings. The court  was able to do so under Louisiana’s fact-pleading system which allows recovery as long as the facts necessary to establish a claim are pled.  

The incident from which this case arose occurred on July 14, 2012, on the shoulder of Highway 84 near Winnfield, Louisiana. Devon Zimmerman and Michael Carter were in a Monte Carlo when, according to Zimmerman, a person driving a Hummer, (Hummer) sideswiped the car. The vehicles then parked on the shoulder of Hwy. 84. After parking, Zimmerman and Hummer got into a physical altercation which Carter broke up. Minutes later another party arrived and parked behind Zimmerman’s Monte Carlo, trapping the car. One of the parties in the lawsuit alleged that the driver of the Hummer then returned to the Hummer and rammed the Monte Carlo three times. Zimmerman’s insurance company, State Farm, later determined that the Monte Carlo was a total loss.

Zimmerman filed suit against the parties who she believed were at fault and Progressive their insurance company. Progressive alleged that the events were not accidental. The Trial Court dismissed Progressive by directed verdict on the grounds that the acts by the driver of the Hummer were clearly intentional. The jury found the driver of the Hummer at fault for intentionally ramming the Monte Carlo, further finding that Zimmerman’s actions were not a proximate cause of the accident. The jury found that Zimmerman proved physical and emotional pain suffered as a result of the accident and awarded her $70,000 in general damages and $12,819.50 in medical special damages. It also found the driver of the Hummer liable for all costs of litigation.

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