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Articles Posted in Insurance Law

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Time’s Up! Court Rules Umbrella Policy Claim Prescribed in Louisiana Accident Case

The following case deals with the important legal concept of prescription (similar to a statute of limitations) and the rules for adding new parties to a lawsuit after the deadline has passed. Case Background Randall Iles was injured in a car accident and sued his auto insurer, State Farm Mutual,…

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Did the Son Have the Right to Lend Dad the Company Truck?

The following case explores the concept of “permissive use” in the context of uninsured/underinsured motorist (UM) insurance coverage. Specifically, it examines whether a son, given a company truck for work and personal use, had the authority to grant his father permission to drive the vehicle, thereby extending UM coverage to…

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