Almost all companies have insurance policies to protect them from liability that may arise during the course of business. In this case, the defendant, Reggie’s, had a commercial general liability (“CGL”) policy through Century Surety Company (“Century”). Generally, an insurance company may limit coverage, so long as the limits to…
Benjamin Franklin had good reason to make the statement, “neither a borrower nor a lender be.” The potential for risk on either side of the transaction is significant. Be it the likelihood of not getting paid, or the possibility that you will not be able to repay the debt, many…
To many who contemplate filing a lawsuit for an automobile accident, it may seem sufficient to show that the other driver was at fault – show he ran the red light, she failed to signal, and then it’s all downhill from there. But one element of all negligence cases is…
Is uninsured/underinsured (“UM”) coverage an automatic component of commercial auto insurance policies? Are there instances when an insured can reject UM coverage in its entirety or select lower limits of UM coverage for a commercial auto insurance policy? Although La. R.S. 22:1295(1)(a)(i) indicates that all auto insurance policies issued within…
It is undisputed that it is always important to obtain a good lawyer to fight for you in court. But when exactly should that representation begin? For Bobby Clay, the answer to that question was the moment her Jeep collided with Jefferia Washington’s Mercury Grand Marquis. In the city of…
The biggest obstacle to any plaintiff in a medical malpractice case is prescription, but what is that? In the state of Louisiana, prescription is a peremptory exception that can be claimed by defendants. Prescription can be thought of as a privilege for medical professionals which exempts them from malpractice cases…
It is difficult to fully know and understand the law. This is why lawyers attend law school for three years, and then complete continuing education for the rest of their careers. Many times a party to a lawsuit will try to carry on without a lawyer, but the unfortunate truth…
Exceptions exist everywhere in law. Although people in their normal and daily lives are expected to stop at a red light and follow the speed limit, police officers need not do so when responding to emergencies. Of course, this exception makes sense. Imagine what would happen if a police officer…
Injuries on the job can be devastating. Though the injuries themselves may be painful, the loss of a livelihood that may follow can be even worse. As a result, Louisiana has implemented workers’ compensation programs in order to provide relief for employees who are injured on the job. However, there…
Workers’ compensation programs may provide you with some relief for an injury. However, it is important to note that depending on your recovery and other factors, you could be taken off such programs. This is because legislators want people to work if they are able. Though many people who depend…