Close

Articles Posted in Insurance Dispute

Updated:

Life Insurance Dispute to Continue to Trial: Motion for Summary Judgment Inappropriate

The death of a loved one is always an emotionally difficult time. But the loved one’s death also creates many obligations and legal requirements that the deceased successors must accomplish. Often, these processes can be complex and may lead to litigation, especially when money is involved. A recent court case…

Updated:

Louisiana Third Circuit Describes How Life Insurance Payouts Can Go Wrong

Life insurance benefits can provide beneficiaries with the monetary needs they require. What is a life insurance policy? An insurance company agrees by contract to provide a lump-sum payment, called a death benefit, to the beneficiaries upon the insured’s death in exchange for premium payments. But what happens when the…

Updated:

Insurance Company Not Required to Provide Underinsured Coverage to People Out of Policy

When insurance coverage doesn’t pay enough money to compensate a victim for injuries suffered in a car accident, underinsured motorist coverage exists to fill in the gaps. Louisiana law requires that insurance companies provide this coverage. La. R.S. 22:1295. Although this seems like a simple solution for undercovered individuals, many…

Updated:

Louisiana Supreme Court Weighs in on Altering Uninsured Motorist Liability Coverage

Uninsured motorist (UM) liability coverage is additional coverage that can pay for injuries to individuals protected under your policy, including family members in other cars and passengers in your insured cars, resulting from a car accident caused by an uninsured driver. However, this additional coverage can be modified or inapplicable…

Updated:

BUSINESSES’ FAILURE TO RESERVE SUBROGATION RIGHTS LEADS TO DOUBLE COMPENSATION FOR THE VICTIM

After making a successful workers’ compensation claim, an insurer may make a subrogation claim, which is the right of an insurer to recover the amount paid out in a claim from a third party that caused the claim to occur. However, failure to properly reserve this right can affect an…

Updated:

One Three Letter Word in an Insurance Policy Can Have Six Figure Implications

In the insurance industry, one of the most important issues to consider when determining whether a claim is covered under a policy is the wording of the contract. Whether it is home, auto, life, or, as in this case a marine insurance policy, the exact words of the contract will…

Updated:

Lack of Substantial Evidence for Denial of Severance Pay Leads to Payment in Case Out of Baton Rouge

When employees are fired they can often be entitled to benefits upon termination; including money payments to act as a substitute salary while the terminated employee searches for another job. While there is no federal requirement in the United States for an employer to offer severance pay, many do as…

Updated:

Homeowners Recover Full Amount of Wood Floor Damages and Home Insurance Company is Sanctioned for Delay

When a natural disaster strikes the issue of insurance comes to the forefront. What can a homeowner do when their home is damaged but the insurance company delays and fails to pay? That was the case when a Kenner, Louisiana, couple had their wood floors ruined by Hurricane Isaac. After…

Updated:

Driver Excluded From Full Liability Coverage May Still Be Covered Under Uninsured Motorist Provision

Louisiana has laws in place requiring drivers to carry car insurance. However, insurance policies are not uniform and some policies may contain ambiguities or be silent altogether on specific issues. The following case illustrates such a scenario. Jeremy Elliot was a service technician working for a Mercedes-Benz dealership in Baton…

Contact Us
Live Chat